Special Finance Car Loans

Sub Prime Car Loan Financing

It's becoming trendy to buy a car with a special finance car loan if your average credit score is below 640. Special finance car loans are convenient for consumers who are shopping for a car on a low income or they have a bad credit history. Some dealers and their lending agents offer bad credit auto loans due to the profit that can be made. However, other dealers tend to be reluctant to take the risk. Our dealerships, however, are aware of the number of consumers that have fallen into the higher risk categories due to the economy. This economical setback has made our nationwide bad credit car dealers become more lenient in their lending process.

A few things to remember when applying for a special finance car loan is that you will most likely need a higher down payment. Forcing a higher down payment assures our dealers you intend to pay the car loan back because you have actual money invested. A special finance car loan may be the only option available to consumers with a bad credit history, or no credit history at all. The positive side is that people can get the vehicle they need quickly without having to wait months or even years to rebuild their credit.

Bad Credit Auto Loans Testimonials

We have 20 years of practice in special finance and work directly with special finance car dealers and the leading automotive financing lenders throughout all of North America. The knowledge and expertise we have gained through years of bad credit car loan financing enables us to give you the best assistance possible for your personal situation.